Then, you subtract the budgeted amount and the actual amount to get the difference. Once you start paying your bills each month you will enter the actual amount of the bill into that column. Some of your monthly expenses can include:įor example, if your monthly rent or mortgage is $1000/month you will want to make sure you put that amount in the budgeted column.Īnother example, is if last month you paid $50 for your trash collection bill, but you know it can fluctuate a little bit, you can budget $5-$10 more in that column to make sure you have enough to cover that expense next month. Each expense will need to be added into its own budget category. You can do this by going through your checking account or any other expense tracker that you use. Next, you will need to look back over all of your previous monthly expenses so that you can begin to fill out the "budgeted amount" category. This can be your weekly or bi-weekly paycheck amount and any other forms of income you have: Try looking at the last few months and coming up with an average. You'll want to start by putting in the expected monthly income amount. I know for some people (like me) this can vary. You’ll notice the expenses column on the worksheet is blank so you can customize it. (click below to instantly download a copy) You'll first need to print out a copy of the worksheet. The important part is that you just start to track EVERYTHING. If you prefer not to use this printable, you can also just use an excel spreadsheet, google sheets or any other method you prefer. Using this budget worksheet will help you to get the process started and take a closer look at your overall finances. It will help you hit your long-term goals and short-term goals.įor example, maybe you want to have $500 in an emergency fund, or you want to go on a dream vacation or start saving for your retirement, budgeting can help you do that. Most people think that a budget is difficult to use or follow, but honestly, it is so easy. Creating a personal budget can help you plan ahead to learn how you can save money for important things in your life. 1.It can be hard to figure out exactly how much money you spend each month. Hint: here's my guidance on how to fill out and use a budget sheet. Pick one of these cute printable monthly budget templates that you like, print it out, and get to budgeting.Īnd next week? Maybe try a different one on for size (go ahead, change up your budget worksheets like you change up your shoes!). Psst: after choosing one below? You'll want to check out my 14 stupid simple budgeting tips for beginners.Īlright – let's check out some cute budget worksheets. Once you find the kind that you love? Then you can spend some money upgrading (if you want to). That’s because the first one you try might not be the perfect one for you – you can try it out, then print out another one and try that on. Be Free: Since you haven’t budgeted before, you definitely want to test the waters with a free worksheet.Before long, your ability to estimate what you’ll spend will get much better. Just stay in the ring, meaning, keep coming back and budgeting again and again. As a beginner, don’t be surprised if what you budgeted is not even close to what you end up spending. Let You Track Spending: Budgeting is just one part of the equation – you also want somewhere to track your spending.Once you get hooked on budgeting, you can definitely move up to a more advanced one. Be Simple: You’re just starting out, so you want a worksheet that is not overwhelming.Let me give you a few suggestions for what to look for as you go through the cute budget worksheets below.įirst of all, a good beginner printable budget worksheet should: Looking for a beginner printable budget worksheet to print out and use? That’s why I’ve put together my special list of the coolest, cute printable monthly budget worksheets out there.įirst up? Let's briefly discuss what to look for if you're just starting to budget for the first time. I’d rather print out one of these cute printable monthly budget worksheets and feel inspired (and maybe even smile) each time I whip it out. I mean, who wants to look at a drab, black-and-white, budget worksheet every month? Not me.
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |